With a planned gift, you can support future generations of entrepreneurs while taking care of your family and financial priorities. These gifts cost you nothing during your lifetime but leave a lasting mark on Central America’s entrepreneurial ecosystem.

Planned giving doesn’t have to be complicated. Most options are easy to set up and require little to no extra work for you or EmpreSomos.

Options to Consider

💰 IRA Qualified Charitable Distributions (QCDs)

If you are 70½ or older, you can make a tax-free gift directly from your IRA to EmpreSomos.

• Counts toward your Required Minimum Distribution (RMD).
• May lower your taxable income.
• Quick and simple process: Just request a QCD form from your IRA administrator and specify EmpreSomos as the recipient.

Why it matters:
QCDs are one of the most tax-efficient ways to give, allowing you to support EmpreSomos now while reducing your tax burden.

🏦 Beneficiary Designations

Name EmpreSomos as a beneficiary on these types of accounts:

• Retirement accounts (IRA, 401(k), 403(b))
• Life insurance policies
• Bank or brokerage accounts (POD/TOD designations)

Why it’s simple:

• You don’t need to update your will or hire a lawyer.
• Just ask your account provider for a beneficiary form and write in EmpreSomos’s information.
• You can change it anytime if your plans evolve.

Impact:
Even a small percentage left to EmpreSomos can make a huge difference for thousands of entrepreneurs while providing flexibility for your loved ones.

📜 Bequests in a Will or Trust

Leave a lasting gift by including EmpreSomos in your will or living trust.

• Ways to give through a will or trust:
  • A specific dollar amount
  • A percentage of your estate
  • The remainder after family and loved ones are cared for

Easy options:

• Revocable Living Trusts or Testamentary Trusts are straightforward.
  • You create them with an attorney or financial advisor.
  • When the time comes, EmpreSomos simply receives the gift, like a check or transfer.
  • No extra administration required on our side.

Why it matters:
These gifts are private, avoid probate delays, and let you direct your legacy exactly how you want.

Sample language for a will or trust:

“I bequeath to EmpreSomos, a nonprofit organization located at [EmpreSomos address], the sum of $____ (or ____% of my estate) for its general use and purpose.”

TO KEEP IN MIND:

No matter which option you choose — a direct IRA gift, a beneficiary designation, or a bequest through a will or trust — your generosity will help us continue providing free, practical entrepreneurship learning to thousands of people across Central America.

Your legacy will ensure that future generations of entrepreneurs have the tools they need to create lasting change in their communities.